L
inda, a 64-year-old nurse from Virginia, feels like she's carrying the financial weight of her household alone. Her husband earns $45,000 a year, while Linda makes $115,000. They still owe $180,000 on their home, which is now worth around $400,000. Linda wants to pay off the mortgage before retirement, but her husband refuses.

    Their finances are mostly separate, with individual accounts and a joint savings for big expenses. However, Linda owns two rental properties, one of which she's aggressively paying off, while her husband has no involvement in either property. "He likes his comfortable job and playing golf," Linda said. "That's pretty much it."

    Dave Ramsey and John Delony discussed the situation on their show, describing it as a marriage issue rather than a financial problem. They emphasized that Linda's husband contributes nothing to their financial future and will likely rely on her retirement funds when he retires. Ramsey warned that Linda must decide whether to continue down this path or force a turning point through counseling, confrontation, or separation.

    The hosts pointed out the emotional distance between Linda and her husband, with Delony saying, "That's not a marriage, that's a couple of roommates." Ramsey described the financial imbalance as "painful" and urged Linda to consider her options for addressing the issue.