R
eal estate investor Ludomir Wanot shares strategies for finding deals in 2025. He doesn't expect interest rates to drop and advises investors to explore creative financing options. One strategy is subject-to financing, which allows buyers to take over existing financing without assuming the mortgage. This can help avoid excessive borrowing costs.

    Wanot recommends sticking with a proven rental strategy: buying properties at a 30% discount to appraised value, ensuring they cash flow at least $500 per month, and locating them in opportunity zones. He's acquired five units in Oregon in the past five months using this approach.

    To find off-market deals, investors can work with wholesalers or attend real estate meet-ups to network with other investors. Wanot suggests surrounding yourself with knowledgeable people, asking questions, and building relationships that may lead to future collaborations.

    In a high-rate environment, creative financing options like seller financing, subject-to agreements, and private lending can help investors lock in better terms. Wanot advises looking for single-family homes that need work, targeting owners over 50 who are motivated to sell due to age or distance.

    New investors should focus on small, distressed properties rather than multi-families, which can be more challenging to make profitable. Wanot also warns against the BRRRR method in a high-rate environment and suggests house hacking as an easy way to get started by renting out a portion of your home. His top advice is to take action and implement what you learn, rather than just consuming information.