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fter the pandemic’s frantic buying spree and years of a seller‑dominated market, the balance is finally shifting. Jeff Bezos’s new platform lets anyone become a landlord for just $100—no tenant hassles or appliance repairs required. Meanwhile, Dave Ramsey warns that nearly half of Americans are committing a major Social Security error, and he offers three quick fixes.

    Nationwide housing inventory is climbing, price cuts are rising, and buyers now have more options. Yet prices remain high because many homeowners are pulling their listings off the market instead of lowering prices. A Washington Post report shows delistings jumped 52% in September year‑over‑year. This trend signals a buyer‑seller imbalance that could stall the market. Although overall inventory is up, the rate of new listings is slowing and the gap between listings and delistings is narrowing: in August, for every 100 new homes, 28 were removed, up from 16 the previous year.

    Some sellers, having locked in low mortgage rates during the pandemic, are not in a hurry to sell and prefer not to reduce their asking price. “They’re comfortable with their payments and don’t want to sell below what they’re willing to pay,” explains Realtor.com senior economist Jake Krimmel.

    If you’re approaching 50 with no retirement savings, don’t panic. Dave Ramsey’s 7‑step plan—described as “works every single time”—helps eliminate debt and build wealth. He also recommends 10 essential money moves to safeguard retirement, especially as 22 states edge toward recession.

    Sellers may still expect to sell at pandemic‑era prices, but the market is cooling. Realtor.com notes that in October, 20.2% of listings had price reductions—up 1.6 percentage points from last year—and homes now sit on the market an average of 63 days, five days longer than a year ago.