realestate

Baby boomers' $19 trillion real estate wealth: A strategic exit plan

Baby boomers: Selling your longtime home can unlock financial and lifestyle opportunities with the right strategies.

A
ug. 4, 2025

    This piece is sponsored by Amy Stockberger Real Estate.

    If you've lived in your home for decades, you've built more than just equity - you've created a legacy. As life chapters shift, whether it's downsizing, retiring, or desiring less upkeep, you may wonder: Is now the time to sell? And if so, how do you do it right?

    According to Realtor.com analysis, baby boomers own $18 trillion to $19 trillion worth of real estate - almost half of U.S. housing wealth.

    Selling your longtime home can unlock major financial and lifestyle opportunities, but also raises questions: Where will you go next? How do you maximize your return? What steps should you take before listing?

    Here's a guide to help you move forward with clarity and confidence:

    Step 1: Understand your equity position

    Know how much your home is worth and subtract what you still owe on your mortgage. This is your opportunity.

    Step 2: Talk to a financial or tax adviser

    Consult an expert to minimize taxes, strategically reinvest proceeds, and set up the next chapter without stress.

    Step 3: Think through the emotional side

    Letting go of memories isn't easy, but take time to talk it over with family. Imagine what's ahead - a lifestyle that brings more freedom and fewer responsibilities.

    Step 4: Declutter and simplify

    Buyers want to visualize themselves in your home. Create space by decluttering and coordinating vendors through our Seller Operation Support program.

    Step 5: Deep clean and make small updates

    Clean, well-maintained homes sell faster and for more money. Focus on scrubbing appliances, washing windows, and updating light fixtures and cabinet hardware.

    Step 6: Stage your home like a pro

    Highlight your home's best features without personal style getting in the way. Choose full-service staging or a strategic refresh to make your home stand out.

    Step 7: Maximize screen appeal

    Your online listing is your first showing, so ensure high-quality photography by hiding cords and personal items, opening blinds for natural light, and clearing countertops.

    Step 8: Define your next chapter

    Selling is just one piece of the puzzle. Get clear on where you go next and what that lifestyle looks like before you list. Our Lifetime Home Support system ensures support doesn't end at closing.

    Let's talk strategy. Call us at 605-376-6780, or visit amystockberger.com to get started.

Baby boomers' $19 trillion real estate wealth, strategic exit plan in focus nationwide.