B
eeline Title Holdings, a subsidiary of Beeline Holdings Inc., has completed a groundbreaking residential real estate transaction funded by the sale of a cryptocurrency token backed by real property. This milestone marks a significant step in integrating decentralized finance with traditional title and escrow operations.

    The deal was structured to meet both federal and state compliance standards, paving the way for future transactions. According to CEO Nick Liuzza, several mortgage lenders are developing funding models that involve converting cryptocurrencies to U.S. dollars at closing. However, these models require a title company with expertise in blockchain transactions and the infrastructure to disburse and reconcile them compliantly.

    This transaction is just the beginning of Beeline's initiative. Its subsidiary, Beeline Loans Inc., plans to launch a national platform for cryptocurrency token-based mortgage funding in August 2025. Beeline Title will provide title and closing services for these deals unless borrowers choose otherwise. The platform will also be available to other mortgage lenders, offering tools that support reconciliation, compliance, and disbursement of crypto-backed real estate funds.

    Beeline's announcement coincides with a directive from Bill Pulte, director of the Federal Housing Finance Agency, calling on Fannie Mae and Freddie Mac to explore using cryptocurrency as an asset to back single-family mortgage purchases.