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s Fargo continues to grow, city leaders are prioritizing efficient land use and smarter infrastructure investment. The new Growth Plan emphasizes density over large lots, making homeownership more accessible for first-time buyers. City officials Jim and Brenda share insights into current development priorities, helpful resources for homeowners, and the future of zoning and affordability.

    Jim: We want to ensure there's a sufficient number of lots available for people to build on. The new Growth Plan encourages density and infill development, avoiding large lots that are difficult to serve in the future. Narrower lots are more affordable for homeowners.

    Brenda: When it comes to infrastructure costs, smaller developments can share expenses among fewer lots. This approach makes land acquisition more feasible for first-time buyers.

    Jim: The North Dakota Housing Finance Agency offers a seminar on home buying and has programs to help lower-income individuals purchase homes with lower interest rates.

    Brenda: Homebuyers should research special assessments online at fargoparcels.com and reach out to the Engineering Department or Special Assessment Department for questions about infrastructure projects. This helps homeowners understand what's planned in their area.

    Jim: First-time homebuilders can get a property tax exemption on a portion of their taxes for the first two years through the City Assessor's Office.

    Brenda: It's essential to contact the Planning Department to determine if adjacent vacant lots are zoned for future development, helping homeowners make informed decisions about their properties.

    Jim: The Land Development Code is being rewritten to support the Growth Plan. Follow the city website for public input opportunities and updates on this process.

    Brenda: The new Growth Plan was approved last year, and the Land Development Code rewrite is underway, expected to be completed next year.

    Jim: Housing affordability is influenced by land costs, material prices, and labor expenses. Building smaller homes on smaller lots can make housing more affordable.

    Brenda: Current homeowners should explore the Neighborhood Revitalization Initiative with Gate City Bank for lower-interest loans during remodeling projects. The city also offers a five-year property tax exemption for home renovations and a state-approved property tax credit that can save up to $1,600 annually.