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roundfloor, the award-winning alternative real estate investment platform with over $1.6 billion in investment volume, is launching the Flywheel Portfolio, a groundbreaking solution designed to amplify diversification and provide unmatched cash flow for everyday investors. This latest product breakthrough allows investors to access hundreds of loans across a single, automated investment, introducing unheard of levels of fractionalization down to even fractions of one cent.

    The minimum investment amount for Flywheel is only $100, making it more accessible than private credit funds. Investors can access and invest in Flywheel through any of Groundfloor's account types, including Auto Investor, Investor or IRA. The platform also allows investors to choose individual projects offered on the site.

    "The Flywheel Portfolio represents a major innovation for fractionalized real estate investing," said Brian Dally, CEO and co-founder of Groundfloor. "With Flywheel, investors get access to more loans faster, earlier in the loan lifecycle, and with a guaranteed exit point."

    Key features of Flywheel include:

    * Unmatched diversification: Investors gain exposure to hundreds of real estate loans, immediately reducing risk and creating more stable cash flow over time.

    * High yield: With loans in the portfolio earning interest at rates ranging from 9.50% to 14.50%, customers have an opportunity to earn an outstanding risk-adjusted rate of return.

    * Fractional investment capabilities: Groundfloor has pushed the limits of fractionalization, allowing investors to automatically fractionalize their investments down to fractions of one cent.

    * Reliable liquidity timeline: Unlike traditional REITs, Flywheel returns fractional principal and interest to investors as its underlying holdings repay. Based on historical experience, the average time to repayment of a Groundfloor loan is approximately 10 months, and 95% of loans repay within two years.

    * No fund manager gating redemption policy: Investors in Flywheel are repaid when the loans in the portfolio repay, rather than at the discretion of a fund manager in response to a redemption request, which usually comes with substantial penalties.

    * Amortizing principal: Investors receive monthly distributions of not just interest, but principal as well, resulting in unrivaled cash flow.

    * Regulatory innovation: Groundfloor's continued leadership in applying securities regulations creates new value for investors, enabling improved access to loans earlier in the life cycle and maximizing returns while reducing risk.

    * Automatic reinvesting: Groundfloor makes it easy to reinvest distributions back into Flywheel for as long as investors choose to keep their money working, then pause reinvestment to begin reaping the distributions.

    * Low, declining fees: Flywheel charges a small asset management fee of 0.25% per quarter, significantly lower than traditional funds.

    Flywheel brings together the best of Groundfloor's regulatory innovations while optimizing tax-effective yield within existing federal tax rules. Investors can rest assured they're not subject to unpredictable net asset value (NAV) calculations or redemption restrictions.

    "Flywheel fixes the most frustrating issues people experience with traditional real estate investment trusts and private credit funds," added Dally. "With this latest innovation, we've created a transparent, tax-optimized, fee-efficient, and planned liquidity solution that leads the market in giving alternative real estate investors more control over their capital."