W
hen international buyers invest in U.S. real estate, they often face a complex and slow-moving process. To address this issue, Yuval Golan founded Waltz, a platform that streamlines cross-border property investment. The Miami-based startup has now raised $50 million in equity and debt to expand its presence across Latin America and support up to $1 billion in loan volume.
The latest financing includes a $25 million line of credit from Setpoint Capital, which will enable Waltz to originate more loans for foreign nationals buying residential property in the U.S. Golan notes that demand from Latin America was immediate due to the region's perception of U.S. real estate as a stable and lucrative investment opportunity.
Waltz offers a full-stack platform that allows foreign investors to form an LLC, open a U.S. bank account, secure a mortgage, and close remotely using their phone or computer. Since launching in July 2024, the startup has processed over $300 million in loan applications. Setpoint Capital sees Waltz as a leader in streamlining investment opportunities for global individuals.
Latin America is a key market for Waltz, with nearly a third of foreign buyers of U.S. residential real estate coming from the region. The company is now doubling down on LATAM, rolling out localized support and strengthening its regional sales team. Waltz is also building tech infrastructure specifically for the region, including capabilities for foreign exchange and quick cross-border transfers.
The startup's growth has been driven by partnerships with major brokerages like RE/MAX and eXp Realty, as well as sales to institutional buyers such as Acra Lending and Atlas SP. AI plays a key role in Waltz's platform, enabling the company to move quickly despite the slow pace of traditional real estate processes.
Golan credits South Florida, particularly Miami, with being instrumental to Waltz's growth due to its extensive tech, real estate, and finance ecosystem. With fresh capital and an underserved but high-potential customer base in Latin America, Waltz aims to reach $1 billion in total loan volume.
