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inks below may earn commissions for Benzinga and Yahoo Finance LLC. Many of us still keep cash in large‑bank savings accounts that barely earn interest. Moving money feels justified only when it offers a clear benefit, not just a marginal rate bump. That’s why many hold emergency cash idle—no rush to invest in stocks, yet unwilling to let inflation erode its value.
Arrived’s private real‑estate investment trust offers an alternative. Instead of a few percent in a savings account, investors can receive about 4.0 % dividend income—roughly ten times the national average savings rate. The trust focuses on single‑family rental homes, letting shareholders own shares in a diversified portfolio across multiple U.S. markets. As of the latest update, the fund held dozens of homes and more than $20 million in net assets, with rental income paid out as regular dividends.
The strategy targets growing metros and strong renter demand, aiming for steady cash flow rather than speculative gains. Investors gain rental income and potential long‑term appreciation without direct management.
National savings rates hover around 0.4 %–0.6 % APY. On $10,000, a typical account yields $40–$60 per year, whereas a 4 % dividend yields about $400 annually. That gap—not marketing—drives interest in this fund.
