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Mews obtains e-money licence to integrate financial services in the hotel industry

Mews Financial Services B.V. has received an e-money institution licence from De Nederlandsche Bank to consolidate operational and financial processes in the hospitality sector.

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Mews obtains e-money licence to integrate financial services in the hotel industry. Illustrative image generated using artificial intelligence (AI). The image does not depict a real property, person or event and is not a documentary photograph. Labelled in accordance with Article 50(4) of the EU AI Act.

Mews Financial Services B.V., a company operating under the establishment and supervision of Mews Systems, has received an official Electronic Money Institution (EMI) licence from De Nederlandsche Bank (DNB). This authorisation represents a crucial step forward for Mews to expand its existing management system into an integrated platform for financial services within the hotel industry. The objective is to consolidate operational and financial processes in one central location.

With this EMI licence, Mews now operates as a regulated entity within the European Economic Area (EEA). This enables the company to consolidate payment services, financial processes, and operational data into a single system. Previously, operational information was primarily managed via Mews, while financial data often had to be sourced from third-party systems. The new licence provides the foundation to unite these two data streams where revenue is generated. Furthermore, Mews will be able to develop new financial functions, specifically tailored to the requirements of the hospitality sector, based on its existing infrastructure.

The necessity of an integrated financial infrastructure

Richard Valtr, founder of Mews, pointed out that, despite the multitude of software used, financial management in hotels has rarely functioned as a coherent, interconnected system until now. The previous practice of connecting various service providers and banks with manual reconciliation is to be overcome through comprehensive integration. A hotel management system must therefore include financial management, as productivity and growth depend significantly on effective financial and risk management. This licence makes it possible to create a financial infrastructure that aligns economic operations with hotel processes.

In 2025, Mews recorded a transaction volume of 19.7 billion US dollars for hotels. The increasing volume raises the complexity of linking revenues with corresponding inventories, movements, and bookings. The historically fragmented financial infrastructure is reaching its limits in this regard. A regulated, system-integrated, and hospitality-specific financial infrastructure aims to address this development by connecting payment and financial processes with the operational data already managed within the hotels' management systems.

As a regulated company, Mews Financial Services is now subject to the stringent requirements for governance, customer protection, and compliance applicable to the provision of payment services in the EEA. This includes, in particular, the complete segregation of client funds from the company's operational assets. The licence also forms the basis for integrating functions for risk and fraud monitoring, sanctions screening, and anti-money laundering directly into the management system.

Implementation and future prospects

Mews Financial Services plans to progressively introduce the regulated functions from late 2026. A pilot group of accommodation providers in the Netherlands will lead the way. A gradual expansion of the offering across the entire EEA is then planned. In the long term, Mews aims to act as a financial partner for leading companies in the hospitality sector. This will involve utilising the operational data already available via the platform to develop new financial products that help hotels increase revenue, simplify financial processes, and boost business success.

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