F
oreclosure activity in the U.S. has risen steadily, according to a recent report from ATTOM, a real‑estate data firm. Texas alone saw a 36 % jump in completed foreclosures (REOs) over the past year. In October 2024, 249 properties were finalized, climbing to 358 by October 2025.

    A “completed foreclosure” marks the last legal step where a lender takes possession of a borrower’s property after missed mortgage or loan payments. ATTOM also tracks “foreclosure starts” (FC Starts), the initial phase when a lender sends a notice of default to begin repossession.

    In San Antonio, the trend is less pronounced. Katie Ross, chair of the LERA MLS board, notes that Bexar County lists 459 homes on the foreclosure docket—an amount she says does not signal a dramatic shift for a city of 1.5 million residents. The county’s online map displays current mortgage and tax foreclosure notices, with pop‑ups showing zip codes, addresses, school districts, and document numbers. KSAT’s November 2025 analysis highlighted zip code 78207 west of downtown as the hotspot, with 23 foreclosures.

    Foreclosures typically stem from missed mortgage or tax payments, though rarely a homeowners’ association can initiate the process. Ross advises homeowners to seek help early: “Talk to a realtor right away. The sooner you start addressing the situation, the better the outcome for your personal circumstances.”

    For more guidance, watch the accompanying video. © 2025 KSAT – All rights reserved.