T
he Diary Of A CEO, Moneywise on YouTube, and Yahoo Finance LLC may receive commissions from links in this content. Real‑estate investing sparks debate: some view it as the ultimate wealth engine, while others argue the upfront and ongoing costs—capital for purchase, maintenance, and management—are prohibitive for most Americans. Jeff Bezos’ platform now lets anyone become a landlord for just $100, eliminating tenant hassles and repair duties.

    Dave Ramsey highlights a critical Social Security error affecting nearly half of Americans, offering three quick fixes. Robert Kiyosaki predicts a single asset could jump 400% in a year, urging investors not to miss the opportunity. In July 2024, NYU professor Scott Galloway told Steven Bartlett on “The Diary of a CEO” that, when maintenance is factored in, real estate may not outperform other classes. Yet he continues to profit from it and enjoys the process.

    Galloway praises real estate as the most tax‑advantaged U.S. investment, noting its high leverage—four‑to‑one—unlike stocks. A 20% down payment on property yields significant leverage, and mortgage interest, property taxes, and certain repairs are deductible, lowering overall tax liability. Holding a primary residence for two years can also exempt you from capital gains tax. Even with holiday‑season rate hikes, securing a mortgage now can be advantageous.

    Before committing, assess your finances carefully; a mortgage is a major responsibility. Advisor.com matches you with vetted fiduciary advisors after a brief questionnaire, allowing an introductory meeting without obligation. With the right strategy and professional guidance, anyone with time and resources can build a real‑estate portfolio.