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ponsored by Amy Stockberger Real Estate
Oct. 6, 2025
By Amy Stockberger
The federal government shut down at midnight on Oct. 1. Since 1976, 20 shutdowns have disrupted federal services, and for real estate this means delays in FHA, VA, IRS, and USDA processing. The National Flood Insurance Program (NFIP) is suspended, putting roughly 500,000 annual sales and 1,400 daily closings at risk.
Despite the shutdown, mortgage rates fell to a 30‑year fixed of 5.875 %, sparking a buyer uptick.
Sioux Falls market snapshot (August 2025):
- Median active list price: $412,450 (+0.3 % MoM)
- Median new list price: $379,900 (+2.7 % MoM)
- Median pending list price: $365,000 (‑3.7 % MoM)
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**Lifetime Home Support Perks**
- Free moving trucks, boxes, and supplies
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**Custom Paths**
- **Instant Offer** – cash in 24 hrs, no showings, no repairs, close in 14‑90 days, stay up to 3 days post‑close.
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Shutdowns create temporary slowdowns, but Sioux Falls remains a strong market with steady demand and motivated buyers, especially as rates trend downward.
**Let’s talk.**
Request your FREE market analysis here. Or call/text Amy at 605‑376‑6780 to explore your options.
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