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ovember’s foreclosure filings rose more than 20% from the same month in 2023, marking the ninth straight month of year‑over‑year increases, per ATTOM data first reported by the Daily Mail. The month recorded 35,651 properties entering foreclosure, a 21% jump over November 2023. Foreclosure starts climbed 17% to 23,720, while lenders repossessed 2,884 homes.

    The spike reflects a widening affordability crisis fueled by high borrowing costs, shrinking savings, and rising taxes, insurance, and interest rates. Bank‑owned, low‑priced properties depress neighboring values, magnifying the impact on communities.

    Delaware tops the nation with the highest foreclosure filing rate—one in every 1,924 homes—followed by South Carolina, Nevada, New Jersey, and Florida. In metros with over a million residents, Philadelphia leads with one filing per 1,511 units, trailed by Las Vegas, Cleveland, Orlando, and Tampa.

    Half of Americans report feeling financially frozen, struggling to balance budgets and build savings, echoing the anxieties of the 2008 crisis. The combination of daily expenses and escalating costs is leaving many behind on their bills.