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n 2025 the housing market remained largely stagnant. Sales kept falling as scarce inventory, steep prices and high mortgage rates barred many prospective buyers. The National Association of REALTORS® reported the lowest ever share of first‑time buyers, with their median age hitting a record 40. A pair of anticipated Fed rate cuts in the fall, coupled with modest price easing and rising inventory, suggested a possible return to pre‑pandemic normalcy. Looking ahead to 2026, South Florida agents consulted top brokerage leaders, lenders and developers for forecasts. Will the industry normalize? What strategies will agents need? What is the mortgage outlook? Which market segments will grow? Contributors offered cautious optimism, setting realistic expectations amid ongoing disruption opportunities. Thank you to all who shared their insights. Read the 2026 real‑estate and mortgage predictions. These insights aim to guide agents and buyers.