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fter earning a finance degree, Nashville‑based Zack launched a professional day‑trading career, now pulling in $30,000–$90,000 each month. Yet he’s not satisfied staying in the market alone; he wants to move into real‑estate investing. On the Ramsey Show, he told hosts George Kamel and Rachel Cruze that he’s ready to make the jump, but the hosts urged a measured path: first purchase a primary residence with cash or a modest mortgage, then, once debt‑free and with a solid emergency fund, transition to real‑estate ventures.

    Zack began trading with just $3,000 of his own money and later secured proprietary‑trading accounts that let him keep 70–90% of profits while limiting personal risk. Throughout, he followed Ramsey’s principles—paying off student loans, setting aside tax reserves, and building a $50,000 emergency fund. He’s now debt‑free and ready to allocate those savings to property.

    For investors like him who want to grow wealth without debt, First National Realty Partners offers a lower‑risk option. With a $50,000 minimum, investors can own a stake in commercial properties leased by national brands such as Whole Foods, Kroger, and Walmart, delivering stable, long‑term returns.