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eachesMLS has teamed with RetroRate, a startup that surfaced earlier this year, to become the first MLS nationwide to embed tools that identify and leverage assumable mortgages. RetroRate’s AI‑driven platform, now integrated into Flexmls, lets agents and buyers search for listings that carry an assumable loan, compare loan terms side‑by‑side, and access a concierge service that streamlines the assumption process. Assumable loans allow qualified buyers to take over a seller’s existing mortgage at a rate that can be well below current market levels, offering a potential affordability advantage. Dionna Hall, CEO of BeachesMLS, said the partnership provides Realtors with data‑rich resources to help clients navigate mortgage lock‑in effects and make smarter, more confident home‑ownership decisions. RetroRate co‑founder Andy Taylor noted that assumable loans are often invisible on other MLSs and brokerage sites; by spotlighting them early in the listing process, the partnership aims to increase homebuying opportunities for buyers seeking lower rates. RetroRate’s loan‑scoring algorithm evaluates the likelihood of a successful assumption, giving agents a clear picture of potential buyer qualification. The partnership comes at a critical time as housing affordability remains a top concern for many buyers.

    Hive MLS, one of the nation’s fastest‑growing multiple listing services, has added the Mountain Lakes Board of Realtors (MLBOR) to its network, extending Hive’s reach across North Carolina, Georgia, and Tennessee. The partnership brings Hive’s scalable infrastructure, advanced analytics tools, and operational support to the board’s nearly 330 real‑estate professionals. MLBOR Associate Executive Kathleen Simmons said the move aligns with the board’s commitment to innovation while preserving local identity. Hive’s platform also offers automated lead management, market analytics, and transaction‑management tools, positioning the board’s agents to compete more effectively in a digital‑first market. Hive CEO Daniel Jones highlighted that the Hive model is designed for communities like Mountain Lakes, where collaboration matters as much as identity. The expansion underscores the evolving nature of MLS services.

    Note: AI assisted in drafting this content, which was subsequently reviewed and edited by a Real Estate News editor.