I
f you're tired of city life but can't quite adjust to rural living, a small city might be just what you need. A third of Americans prefer suburbs over big cities, and it's not hard to see why: the cost of housing and other expenses is often lower in smaller towns.

    WalletHub has analyzed 1,318 small cities with populations between 25,000 and 100,000, ranking them based on affordability, economic health, education and health, safety, and quality of life. According to their survey, moving from a big city to a small one can significantly reduce your cost of living.

    Small cities also offer a smoother commute than urban metros, making it easier to achieve a better work-life balance. With fewer residents and less congestion, travel within these cities is more convenient.

    Indiana dominates the list, with four of its small cities ranking in the top 99th percentile: Carmel, Fishers, Westfield, and Noblesville. These cities offer a great combination of affordability, strong job markets, high-quality education, good healthcare, safe living conditions, and local flair.

    Here are ten of the best-ranked small affordable cities:

    1. Fishers, IN - Overall affordability rank: 19, Median listing price: $440,000

    Fishers has a mix of industry and charm, with a strong life sciences sector and plenty of entertainment options.

    2. Westfield, IN - Overall affordability rank: 20, Median listing price: $520,000

    This small city offers 11 parks, a waterfront park, and a variety of free entertainment options in its downtown area.

    3. Carmel, IN - Overall affordability rank: 26, Median listing price: $530,000

    Carmel has a low unemployment rate, high median income, and excellent healthcare, making it an attractive option for those seeking a high quality of life.

    4. Apex, NC - Overall affordability rank: 30, Median listing price: $600,000

    Apex combines the conveniences of a college town with the charm of a small city, offering historic downtown shops and restaurants, as well as outdoor activities like camping and fishing.

    5. Kaysville, UT - Overall affordability rank: 35, Median listing price: $717,500

    Kaysville has stunning views of the Rocky Mountains and plenty of opportunities for outdoor enthusiasts, including parks, trails, and a large soccer pavilion.

    6. Brookfield, WI - Overall affordability rank: 76, Median listing price: $500,000

    Brookfield has a low unemployment rate and high homeownership rate, making it an attractive option for those seeking stability and security.

    7. Noblesville, IN - Overall affordability rank: 78, Median listing price: $400,000

    Noblesville is home to the Ruoff Music Center and offers a mix of small-town charm and big-city amenities.

    8. Castle Rock, CO - Overall affordability rank: 84, Median listing price: $739,000

    Castle Rock is close to Denver and offers stunning views of the Rocky Mountains, as well as opportunities for outdoor activities like hiking and camping.

    9. Brentwood, TN - Overall affordability rank: 98, Median listing price: $1.7 million

    Brentwood boasts a thriving retail and restaurant scene, as well as excellent schools and a high quality of life.

    10. Fair Lawn, NJ - Overall affordability rank: 101, Median listing price: $634,500

    Fair Lawn is a historic town with a charming downtown area and plenty of amenities, including a museum and a variety of shops and restaurants.