F
lorida is bucking national trends in real estate, with a growing number of Baby Boomers transferring property directly to family members. This shift is reshaping housing trends across the country and contributing to today's affordability challenges.New data from Deeds.com shows Florida ranks second in the nation for intergenerational transfers, with nearly 1 in 4 property transitions happening between family members - a 68% increase compared to pre-2020 levels. The state trails only Arizona on this list.Experts say the trend is driven by aging homeowners who want to "give while living," surging home prices that make buying difficult for younger generations, and affordability gridlock that discourages traditional sales. Instead of selling to outside buyers, many boomers are choosing to pass down homes to their children or grandchildren through early inheritance, living trusts, or rent-free arrangements.Top 5 States for Family-to-Family Property Transfers in 2025:Arizona - 26.7%Florida - 24.8%Texas - 24.2%Missouri - 21.6%California - 20.8%While these off-market transfers offer relief to young adults locked out of homeownership, they're also shrinking visible inventory and making it harder for traditional buyers and investors to compete in a tightening housing market.Experts suggest families begin early conversations with legal and financial guidance to support intergenerational stability. For buyers without access to family property, experts recommend considering second-tier cities or exploring creative financial solutions."As the Great Wealth Transfer accelerates, homes are becoming the new currency of family support," said Shawn Shepherd with Deeds.com . "The future of real estate is becoming more private, more personal, and more reliant on family ties than ever before."